Borrower
Borrowers do not have enough cash flow so
they borrow to pay for
their lifestyle.
Cash Buyer
Cash Buyers save up
their money and pay cash
for everything.
Banker
Bankers count on borrowers. They always come out ahead because they understand money!
What’s wrong with borrowing? When we do not have enough money, we have to borrow from someone else. This is the “Pay Up!” scenario. The interest we’re paying is money that cannot be saved or invested – it’s just gone! Debt feels free when we’re swiping our credit card or signing loan documents, but it’s not free at all! Compound interest makes debt grow exponentially over time. Interest charges accrue more interest. Banks want us to pay interest forever! It’s to their advantage.
What about the Cash Buyer? Is paying cash as good as it gets? No! Every time the Cash Buyer makes a purchase, they give up all of the interest their money could have earned had they not spent it. Again, it’s just gone! It’s now an opportunity cost. It’s lost forever from their future, their children’s future, and their grandchildren’s future!
In either case, we either “Pay Up!” or “Pass Up!” interest. And, it’s critical to have more money working for us.
Let’s keep things honest! Bankers have always owned the financial system … and conventional banking is clearly not on our side. Following this system will only give us access to more debt … banks pay nominal fees for our deposits then turn around and make loans to us at much high rates of 16%, 24% or more. In this way, banks keep money moving. This generates enormous profits … profits much higher than you could imagine!
THE WEALTH CURVE
Borrowers are not on the Wealth Curve. When we borrow from someone else, we must pay interest (it’s our cost to borrow). Paying interest on credit cards, car loans and a mortgage each month never gives our wealth a chance to grow.
FOMO has a big impact on our lives … we find debt easy to accrue yet difficult to get rid of. And, we end up owing interest on top of interest every month because interest is always paid first!
Cash Buyers fall off the Wealth Curve every time they spend savings to make a purchase. What does it mean to “Fall off the Wealth Curve”?
It means that they have lost ALL potential for compound interest to grow. They’re spent the money! Spending the money essentially resets the compounding cycle. This in turn has a dramatic effect on our ability to build long-term wealth. It’s that simple.
We want to be on the Wealth Curve. That’s compound interest. It goes like this: you accrue interest on top of interest … your savings pile up interest, and interest piles up interest too!
Start investing early. Today. Right now! Even if it’s just $1. There will never be a better time! The magic ingredient that makes compound interest work best is time. An investment left untouched for a period of decades can add up to a large sum, even if you never invest another dime!
What’s Your
Purchasing Personality?
Borrower
Borrowers do not have enough cash flow so they borrow to pay for their lifestyle.
Cash Buyer
Cash Buyers save up their money and pay cash for everything.
Banker
Bankers count on borrowers. They always come out ahead because they understand money!
What’s wrong with borrowing?
When we do not have enough money, we have to borrow from someone else. This is the “Pay Up!” scenario. The interest we’re paying is money that cannot be saved or invested – it’s just gone!
Compound interest makes debt grow exponentially over time. Interest charges accrue more interest. Banks want us to pay interest forever! It’s to their advantage.
Borrowers are not on
the Wealth Curve
When we borrow from someone else, we must pay interest (it’s our cost to borrow). Paying interest on credit cards, car loans and a mortgage each month never gives our wealth a chance to grow.
FOMO has a big impact on our lives … we find debt easy to accrue yet difficult to get rid of. And, we end up owing interest on top of interest every month because interest is always paid first!
What about the Cash Buyer?
Is paying cash as good as it gets? No! Every time the Cash Buyer makes a purchase, they give up all of the interest their money could have earned had they not spent it. Again, it’s just gone! It’s now an opportunity cost. It’s lost forever from their future, their children’s future, and their grandchildren’s future!
Cash Buyers fall off
the Wealth Curve
Cash Buyers fall off the Wealth Curve every time they spend savings to make a purchase. What does it mean to “fall off the Wealth Curve”? It means that they have lost ALL potential for compound interest to grow. They’re spent the money!
Spending the money essentially resets the compounding cycle. This in turn has a dramatic effect on our ability to build long-term wealth. It’s that simple.
In either case, we either “Pay Up!” or “Pass Up!” interest. And, it’s critical to have more money working for us.
You want to be on
the Wealth Curve
Let’s keep things honest! Bankers have always owned the financial system, and conventional banking is clearly not on our side. Following this system will only give us access to more debt.
You see, the banks get our deposits which they pay nominal fees in interest, then turn around and make loans to us at much high rates of 16%, 24% or more. In this way, banks keep money moving, and this generates enormous profits. Profits much higher than you could imagine!
We want to be on the Wealth Curve. That’s compound interest. It goes like this … you accrue interest on top of interest. Your savings pile up interest, and interest piles up interest too!
Start investing early. Today. Right now! Even if it’s just $1. There will never be a better time! The magic ingredient that makes compound interest work best is time. An investment left untouched for a period of decades can add up to a large sum, even if you never invest another dime!
